Financial statement analysis online

Financial statements are essential tools used to analyze a company's performance. Management utilizes several techniques to determine a company's financial condition and make decisions regarding improvements. Income statement: All of a company's revenues and expenses are reported on the income statement. The reporting period could be for a month, quarter, year or year-to-date. Accountants use Generally Accepted Accounting Principles to record these line items.

Financial Statement Analysis

This provides an in-depth performance evaluation of the business through a screening of the last available financial reports. Upload from Excel. Automatic reporting The application generates an automatic financial report with charts, graphs, ratios, and comments. Downloadable and editable The report can be downloaded on your own device and edited according to your needs.

Download formats The report can be downloaded in: Word file, Excel spreadsheet and Pdf. It is specifically required:. Operating cash-flow.

Number of employees. All data are required for at least 2 fiscal years up to a maximum of 5. Improves the capability to provide information to investors; lets you immediately figure out the whole picture. Current Assets are classified into the following categories:. Costs are classified into cost of sales and other specific categories, according to their destination. The application automatically generates extensive comments describing the financial status of the company through the analysis of key performance indicators.

Gross Profit margin Measures the firm's capacity to generate profit through sales. EBITDA margin Measures overall profitability after taking into account all operating costs: variable costs and fixed costs. Profit Before Tax margin Measures how much revenue is converted into profits, before tax is deducted.

Net Profit margin It is the percentage of revenue remaining after all expenses operating, financial and tax have been deducted from the company's total revenue. Operating Cash-flow margin Measures how much cash is generated from operating activities per unit of revenue. Revenue per Employee It is an efficiency metric showing how much revenue is collected per single employee.

A higher ratio indicates higher productivity. ROE — Return on Equity Measures the overall profitability of the Equity capital invested in the company and provides a benchmark to evaluate alternative investments.

ROCE - Return on Capital Employed Measures the profitability of the ordinary business activities and its efficiency with respect to the amount of capital employed. EBIT margin Reflects the company's commercial performance and measures the average profit per unit of revenue.

Retained Earnings to Total Assets ratio It is a balance sheet account which records the total amount of profits or losses made by a firm over its entire life, net of the dividends paid. Liquidity analysis reveals whether the business has sufficient resources available in order to service its debt interest and principal repayments. Current ratio Indicates the company's ability to cover its short-term liabilities using short-term assets i.

Quick ratio Measures the company's solvency with regard to short-term liabilities. Cash ratio It is used to examine the company's liquidity. It is more conservative than the current ratio and the quick ratio. Days Payables and Days Receivables Evaluate the average amount of time it takes the company to pay suppliers and to collect payment from customers. Capital structure analysis examines the relationship between internal financial resources and debt capital, assessing the viability of the company's financing strategy.

Debt to Equity ratio Compares the financial resources provided by debtholders with those provided by the shareholders. This ratio is used to monitor the company's financial risk. Net Debt to Equity ratio It is defined as the borrowings of the reported entity Total Liabilities less cash and cash equivalents.

The ratio compares the financial resources provided by debtholders with those provided by the shareholders. Total Liabilities to Assets ratio Shows how much of company's assets consist of liabilities. Total Liabilities to Equity ratio Compares the whole amount of the company's obligations to the book value of Equity. Equity to Assets ratio Assesses the degree of financial independence, i. Fixed Assets coverage ratio Fixed Assets Coverage ratio measures the company's ability to cover required investments in fixed assets by means of equity and debt.

Working Capital to Assets ratio The working capital to total assets ratio compares the net liquid assets of the firm to the total assets. Working Capital is the difference between current assets and current liabilities, so the Working Capital to Total Assets ratio determines the short-term company's solvency.

Leverage ratio Leverage ratio indicates a company's ability to make use of its borrowed capital to purchase assets. Equity market value to Liabilities ratio Compares Equity to the total amount of liabilities, considering the actual market value of the company. Solvency analysis examines a firm's capability to meet long term obligations. In general, a solvency ratio compares a measure of profitability to the company's financial obligations. Debt to EBITDA ratio It is a solvency indicator that is commonly used by credit rating agencies to assess the probability of defaulting on issued debt.

Debt to Operating Cash-flow ratio Differently from Debt to EBITDA ratio, it takes into account the actual cash-flow generated by operating activities and compares it to the amount of financial liabilities. Unlike the aforementioned ratio, it takes into account the company's immediate liquidity, as it involves net financial debt, i. Debt minus cash and cash equivalents. EBIT to Interest coverage ratio Assesses the company's ability to cover its finance charges through its operating income.

EBITDA to Interest coverage ratio Evaluates the company's ability to cover its finance charges through its operating income, before depreciation and amortization expenses, and share of profit from associates. Operating Cash-flow to Interest coverage ratio Assesses the company's ability to cover its finance charges comparing interest expense to the actual cash amount generated by operating activities.

Operating Cash-flow to Short- and Long-term Debt ratios Meeasure the company's ability to generate cash from operating actvities in order to pay back its current and non-current financial debt.

A specific score will be assigned to each of those areas. If the performance of a certain area is not satisfactory, the system will discuss the reasons of such a negative outcome and will recommend interventions to improve it. Finally, the application will assign a global score, processing the results obtained in each separate area trough business intelligent algorithms. Altman to predict the probability that a firm will undergo bankruptcy within the next few years.

It is calculated as a linear combination of five common business ratios, weighted by coefficients. Taffler's model It is an alternative model to assess the likelihood of bankruptcy, based on different parameters and weights, obtained through a specific research on UK companies. Springate's model It assigns a score associated to a certain risk of bankruptcy. It is USA specific. Debt Rating The software, through complex business intelligence algorithms, evaluates the financial debt of the company and assigns a score indicating the debt level and if it is sustainable.

The application generates an automatic financial report with charts, graphs, ratios, and comments. Complex algorithms automatically generate appropriate comments in accordance with the results of the analysis. Based on the financial data entered, the application determines the trend of the Debt to EBITDA ratio and generates the following comment:. Each area of financial management will be examined and evaluated: if the performance of a specific area e.

Analyzes performances in different areas of financial management profitability, liquidity, capital structure, solvency. Evaluates the overall business performance. Assesses creditworthiness and assigns a global rating score. All accounting statements of reclassified financials are based on standards adopted by international financial operators, in order to provide effective communication. The analysis includes ratios, charts, graphs and comments.

The final report is completely editable and customizable. In a Word file, consisting of a professional financial report on the status of the company complete with all data, charts, graphs and comments In addition, each project can be exported into an Excel spreadsheet.

You pay When it expires you can choose to renew or not. Subscription fee includes:. Automatic Reports, Plans and Presentations are detailed, finalized and customizable. System constantly improved by professional know-how and technical updates. LOG IN. Financial Statement Analysis. Financial Statement Analysis Software. Upload from Excel Available on all devices: PC, tablet and smartphone. Evaluate business performance in a click with automatic reporting. Users are able to enter up to five years of data.

Calculate 35 ratios , broken-up in five areas of performance. Highlights input errors and indicates appropriate corrections. Reclassifies and analyzes the financial data entered by users. Evaluates business performance and assigns a comprehensive score indicating the overall financial health.

Performance evaluation will be based on the assessment of every single area of financial management profitability, solvency, capital structure, liquidity and a specific score will be assigned to each of those areas. Automatically generates a financial report, rich in charts, graphs, ratios, and comments obtained through complex business intelligence algorithms.

Download Fac Simile Automatic Report. It is a vital application for:. How it works Yet it makes extensive use of sophisticated business data processing methods, Financial Statement Analysis is extremely easy to use and does not require any particular expertise, apart from some basics in IFRS and GAAP accounting. Users simply have to enter data from two financial reports. The application can anyway analyze up to five years of financial data.

The system highlights technical or logical mistakes in the entered data and makes a series of recommendations to improve performances. Some optional data are also required: Operating cash-flow. All ratios are presented in a comprehensive table giving a global perspective on the company.

Automatic Reporting The application generates an automatic financial report with charts, graphs, ratios, and comments.

Finstanon is an online tool for financial statement analysis. It generates financial position and effectiveness report. The balance sheet shows the value of a company s accounts at a given point in time. The income statement shows the financial effects of activities over a given.

What is one thing that creditors, investors, management, and regulatory authorities all have in common? In order to do their job well, all of them rely in one way or another on financial statement analysis. Creditors rely on financial statements to evaluate whether a company or organization will be able to pay back a debt.

ReadyRatios online software produces a complete financial analysis of your statements: more than 40 ratios and indicators, unique conditional comments, tables, diagrams and summary.

This course is designed to prepare students to interpret and analyze financial statements for tasks such as credit and security analyses, lending and investment decisions, and other decisions that rely on financial data. This course explores in greater depth financial reporting from the perspective of financial statement users. Students develop a sufficient understanding of the concepts and recording procedures and therefore are able to interpret various disclosures in an informed manner.

Financial Statement Analysis

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Financial Statement Analysis: The Basics for Non-Accountants

This course presents an introduction to the basics of financial accounting and finance for IT professionals. The first part of the course will focus on understanding the most important financial statements, namely, the balance sheet, the income statement, and the statement of cash flows. We will then focus on how we can understand the financial health and performance of the company by examining a number of important financial ratios that are derived from the financial statements of the company. The second part of the course will focus on the basics of finance. This includes the concept of time value of money, discounting cash flows, and capital budgeting. Lectures on concepts will be supplemented with numerical examples. Very helpful course for IT professional to understand Accounting and Finance aspects in decision making. Excellent Course which will give more insight to all IT professionals about basic accounting and finance.

Note : Financial Ratios calculator uses JavaScript, therefore you must have it enabled to use this calculator. Financial ratios calculator is a tool that helps a business analyze its financial statements, mainly most useful financial ratios, and have a more accurate picture regarding liquidity, profitability, leverage and efficiency.

This module will introduce you to some of the core quantitative methods of analysing financial statements data in relation to supporting business decisions. There is an emphasis on the analysis of financial information for assessing the fundamental value of traded securities in the global market, and for making investment decisions. This website uses cookies to offer you the best user and fuctional experience and to provide us with performance statistics.

Harvard Online Courses

This course covers the mechanics of financial statement analysis including balance sheet and income statement analysis, ratio analysis, and cash flow analysis. Particular emphasis is placed on quality of earnings analysis. These courses have both regular online meeting times and self-paced online instruction. Learn how we can help your organization meet its professional development goals and corporate training needs. Innovation Programs. Student Scholarships. Coding Boot Camp. Lifelong Learning. View Course Options. What you can learn. About this course: This course is intended for financial and credit analysts, CPA or CFA candidates, investors, business managers, or individuals who are involved in equipment or real estate financing, leasing, or trade credit analysis. The course focuses on the mechanics of financial statement analysis, including balance sheet and income statement analysis, ratio analysis, cash flow analysis, common size analysis, and trend analysis. Students are expected to analyze and evaluate free cash flow generation, profitability, operating efficiency, and the impact of leverage on business risk and return on equity. Summer Schedule.

The Complete Financial Statement Analysis Course

From balance sheet to income statement, from asset valuation to free cash flow projection; financial reporting is performed to provide insights on every financially related activity of a company. More than just numbers on pages, these reports integrate to tell a story. They can serve as a warning, as validation and as a measure of risk. Their stories are what business decisions are based on. Without the ability to understand and properly analyze these financial statements, costly mistakes can be made. Where does this course fall in your Flex curriculum? The relationship between a cash flow statement and accrual-based earnings will be explored as you learn how they provide explanatory and complementary information. Accounting quality issues will be discussed conceptually and analytically as you examine incentives for earnings management. Your foray into revenue and expense recognition and income determination will serve to give you an understanding of accounting principles choices and estimation processes that can be used for income manipulation. The ability to analyze financial statements, annual reports, and SEC filings is a valuable skill for long-term planning and capital investment purposes.

ACC 527 Financial Statement Analysis and Research

A lot of courses simply teach you how to perform a few financial ratios. I will teach you the tricks of the trade that many successful investors use on a daily basis. An introduction to the financial statements. We will learn what information is contained in the Balance Sheet, how it is prepared, and how accounts are classified. We will also take a look at Costco's Balance Sheet as a case study. We will learn how information is classified and presented on the Income Statement.

This provides an in-depth performance evaluation of the business through a screening of the last available financial reports. Upload from Excel. Automatic reporting The application generates an automatic financial report with charts, graphs, ratios, and comments. Downloadable and editable The report can be downloaded on your own device and edited according to your needs. Download formats The report can be downloaded in: Word file, Excel spreadsheet and Pdf. It is specifically required:. Operating cash-flow. Number of employees. All data are required for at least 2 fiscal years up to a maximum of 5. Improves the capability to provide information to investors; lets you immediately figure out the whole picture.

Financial Statements are prepared by companies to demonstrate its financial activity to stakeholders. These are prepared at regular intervals, and typically contain at least a balance sheet and an income statement. The income statement shows the financial effects of activities over a given period of time. Financial Statement Analysis Ratio Analysis:. The Current Ratio is used to test the company's ability to pay its short term obligations. Below 1 means the company does not have sufficient incoming cash flow to meet its obligations over the coming year. Current Ratio Formula. Use the Current Ratio Calculator above to calculate the current ratio from your financial statements. The Quick Ratio is an indicator of a company's short-term liquidity.