Online savings account rates

The best high-yield savings accounts can help you grow your money faster than standard options. The products featured on this page pay many times more than the national average of 0. Most online banks have slashed their rates in response to the Federal Reserve's recent emergency rate cuts. But the high-interest savings accounts detailed below continue to offer some of the strongest yields available. These accounts can help you boost your emergency fund more quickly than average ones.

What Is a High-Yield Savings Account?

With N26 Savings, you can open an online savings account directly in the N26 app and earn up to 1. Your money is deposited for you at one of our partner banks, allowing you to benefit from interest rates of up to 1. Your savings are covered by law. Set it and forget it. Depending on the partner bank you select, choose between a deposit lengths of 3 to 60 months, and enjoy saving on your own terms.

Open your savings account directly from your phone, without any paperwork. With a confirmation in minutes, N26 Savings is the fastest way to start earning interest on your money. Compare plans between several European partner banks and get the best deal possible.

We only collaborate with partner banks that offer the best interest rates and offer a paperless service. Regardless of your chosen bank, your money is in safe hands. To set up a Savings account, go to the "Explore" tab in the app. Take your time to compare and go over the offers. Open your N26 account online in minutes, right from your smartphone and without paperwork. Top up your account before choosing a savings plan that suits you.

N26 Savings is a time deposit account, which means that you park a certain amount in a savings account for a duration period of your choice to gain interest over this time frame.

Before this period has expired, you cannot take the money out. The total amount, including interest, will be transferred to you at the end of the term. If you open a fixed term savings plan, you will not be able to withdraw the money before the term ends. You will get all your money and accumulated interest in one payout at the end of the term.

Your savings interest depends on which savings plan, or partner bank, you choose. Your money will be kept for you at one of our partner banks, where you can receive interest rates of up to 1. With time deposit accounts like N26 Savings, it is not possible to claim the money before the end of the savings plan. That's one of the reasons why banks are willing to pay higher interest rates.

You will automatically receive the total amount, including accumulated interest, at the end of the savings plan. N26 Savings Your digital savings account With N26 Savings, you can open an online savings account directly in the N26 app and earn up to 1.

Open Savings Account. Your browser doesn't support HTML5 video. Up to 1. A minimum of 3 months only Set it and forget it. Open a savings account online in minutes Open your savings account directly from your phone, without any paperwork. A marketplace with more choices We only collaborate with partner banks that offer the best interest rates and offer a paperless service. How do I open an N26 Savings account? Compare plans. How does N26 Savings work?

The best high-yield online savings accounts offer great rates and a safe place to keep your money. Here is a look at NerdWallet's favorites. Find the best interest rate savings accounts & maximise your returns with Martin Lewis' guide. Includes the top easy access and fixed-rate accounts to help you find the Saga*, % incl fixed % bonus for 12 mths, ✔️, £1/£,, Online.

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My Money Bank is specialized in consumer credit, car loans and savings accounts.

Not all banks are created equal. In the world of high-yield savings accounts, online banks outshine traditional brick-and-mortar banks on both rates and fees.

Your digital savings account

List of best available rates across different account types. Sunday, May 10, If you are looking for a low-risk way to save money over a long period of time, high yield savings accounts may be a good option for you. Banks that offer online savings accounts tend to have higher rates for a better return on your deposited funds, as long as you can follow any minimum balance and monthly fee rules. Keep in mind that savings rates are subject to change over time.

Compare Savings Accounts in France

Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open. Interest rates and APYs are subject to change at any time. Although the information provided by Informa Research Services has been obtained from the various institutions, accuracy cannot be guaranteed. Comparison conducted by an independent research firm and based on data compiled in January from company websites, customer service agents and consumer savings account offers. Assumes principal and interest remain on deposit and interest rate and APY do not change for one year. The values shown are for illustrative and informational purposes only and may not apply to your individual circumstances. Transfers between Discover accounts are instant.

A high-yield savings account is a type of savings account that typically pays 20 to 25 times the national average of a standard savings account.

With N26 Savings, you can open an online savings account directly in the N26 app and earn up to 1. Your money is deposited for you at one of our partner banks, allowing you to benefit from interest rates of up to 1. Your savings are covered by law.

Introducing 360 Performance Savings.

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money. Updated Apr 27, Ever wondered what makes an online savings account better than the others? We did the research to determine which accounts are best suited to help you reach your financial goals. Convenience, rates, fees and other perks can all affect your ability to save, so our research involved the following criteria: APY, fees, minimum deposit requirements, customer service options and account features. In January , we updated our scoring methodology to be more comprehensive and added pros and cons to each account — giving you a better idea of how each one stacks up. If the institution goes under, you could lose all your savings. Low fees Little bank fees add up to cost you big money over time. Watch out for accounts that try to nickel and dime you with monthly maintenance, statement, or inactivity fees. Compare loading Fetching your data To sign up for an online account, you often need to link an active transaction account — like an everyday checking account at a traditional bank.

Online Savings

The top rate you can currently earn from a nationally available savings account is 1. That's 25 times the national average for savings accounts and it's just one of the top rates you can find in our rankings below. Culled from our weekly rate research on more than banks and credit unions that offer nationwide savings accounts, even the fifteenth-best rate on the list pays 1. Investopedia is committed to providing our readers with unbiased product recommendations. We may receive compensation when you click on links to products, but this doesn't affect how we rate, review, and rank them. Note that some banks opt to call their savings accounts "money market" accounts. Traditionally, money market accounts offer the ability to write checks, while savings accounts do not. The accounts you'll find in our ranking here all operate like savings accounts, with no check-writing privileges, even if the name might suggest otherwise.